Need an appraisal in Austin or Williamson County?
Here are the top reasons TX homeowners call on Appraisal IQ:
Own a house in or near Austin, TX and need help determining the price of it?
We at Appraisal IQ understand the unique needs of a consumer after appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate field that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Appraisal IQ, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Appraisal IQ, we're experienced in helping people just like you remove unneeded and unwanted PMI insurance.
Challenging Williamson county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is declining. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Appraisal IQ is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be disadvantageous from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal IQ can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal IQ offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal IQ can We can assist you. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.